50 30 20 Calculator
Enter your monthly take-home income to see how the 50/30/20 rule splits it into needs, wants and savings.
Needs (50%)
Rent, groceries, transport, bills
₹15,000
Wants (30%)
Eating out, shopping, trips
₹9,000
Savings (20%)
Save this first — before spending
₹6,000
Make the 20% happen every month
A calculator tells you the number. First20 helps you actually save it first, track the other 80% and review each month — free.